Finding the right individual health plan in Puerto Rico can make a significant difference in your peace of mind and your monthly budget.
At CLB Insurance, we help you compare options from the leading insurance companies so you can choose the coverage that best fits your needs—at no additional cost.
We offer free, personalized guidance without affecting your plan’s price. Get a quote today and receive clear guidance in minutes.
What is an individual health plan?
An individual health plan is a type of health coverage designed for one person. It is ideal for those who are self-employed, do not have access to a group plan, or need a personalized alternative in Puerto Rico.
Who is this type of plan for?
This type of plan is ideal if you:
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Are self-employed
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Are turning 26 and aging out of your parents’ plan
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Currently do not have health coverage
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Want more control over your budget
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Want to compare options outside of a group plan
How much does an individual health plan cost in Puerto Rico?
The cost of an individual health plan varies based on:
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Age
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Insurance company
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Coverage level (bronze, silver, gold)
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Provider network
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Included benefits
In Puerto Rico, more affordable plans can start at approximately $75–$120 per month, although the exact price depends on your profile.
Insurance companies available in Puerto Rico
We work with the leading insurers on the island:
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MCS Healthcare Holdings
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Triple-S Salud
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First Medical Health Plan
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Plan de Salud Menonita
We help you compare coverage, provider networks, and pricing so you can make the best decision.
Most Popular Individual Health Plans
What does an individual health plan cover?
Health plans in Puerto Rico include essential benefits such as:
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Doctor visits
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Hospitalization
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Prescription medications
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Preventive services
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Maternity care
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Emergency services
Specific coverage may vary depending on the plan and insurer.
Benefits of getting a quote with CLB Insurance
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Free, personalized guidance
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Comparison across multiple insurers
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Saves you time and money
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Support before, during, and after enrollment
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Over 20 years of industry experience
Frequently asked questions about individual health plans
Do I need a medical exam to apply?
Not necessarily. Many plans in Puerto Rico do not require a medical exam for approval.
Can I change plans at any time?
It depends on the enrollment period or qualifying life events.
Do they cover pre-existing conditions?
Yes. Plans comply with regulations that include coverage for pre-existing conditions.
What is the best individual health plan?
It depends on your budget, preferred doctors, and healthcare needs.