At CLB Insurance, we help you find and quote auto insurance in Puerto Rico based on your vehicle, needs, and budget. We work with well-known insurance carriers on the island so you can compare coverages, prices, and benefitsall in one place. Our guidance is free and personalized, making it easy for you to make the best decision with confidence and without complications.
Available Coverages for Your Auto Insurance
Extended Liability
Expands compulsory insurance coverage to help cover bodily injury to others and damage to third-party property above the minimum limits required by law.
Collision Coverage
Covers physical damage to your vehicle resulting from an accident, regardless of who is at fault.
Comprehensive Coverage
Protects your vehicle against theft, vandalism, and damage caused by natural events such as hurricanes, floods, and falling objects.
Additional Coverages
Medical Expenses
Coverage for reasonable medical and funeral expenses resulting from bodily injuries caused by an accident. This protection applies to the insured, family members while traveling in the insured vehicle, as well as passengers inside the vehicle.
Rental Reimbursement
Provides rental car reimbursement, subject to the days and coverage limits selected at the time of purchasing the insurance policy.
Roadside Assistance
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Vehicle towing
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Vehicle extraction
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Transportation to residence
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Locksmith services
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Fuel delivery
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Battery jump-start (jumper cables)
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Tire change
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Other services
Car Insurance Comparison in Puerto Rico
Universal Insurance Company
Ideal Profile
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Drivers seeking a wide repair network and fast service
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Individuals who want a smooth claims process
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Financed vehicles (widely accepted by lenders)
Advantages
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One of the largest insurers in Puerto Rico
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Extensive network of authorized repair shops
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Relatively fast claims handling
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Strong balance between price and coverage
Disadvantages
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Not always the lowest-priced option
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Less personalized service experience
MAPFRE Puerto Rico
Ideal Profile
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Clients looking for comprehensive (full coverage) protection
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Owners of newer or high-value vehicles
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Drivers who value international backing
Advantages
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Well-structured, comprehensive coverage options
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Excellent claims handling and customer service
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Wide range of add-ons (roadside assistance, rental car, etc.)
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Strong reputation for service quality
Disadvantages
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Typically higher premiums
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More selective underwriting
Cooperativa de Seguros Múltiples
Ideal Profile
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Low-risk drivers
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Individuals focused on saving on premiums
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Owners of used or fully paid-off vehicles
Advantages
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Highly competitive pricing
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Cooperative model focused on member value
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Solid option for conservative risk profiles
Disadvantages
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More limited repair shop network compared to Universal
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Less flexibility in certain endorsements
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Slower handling in complex claims
Why choose us?
Fast Claims Processing
We understand that urgency is key. Our team is prepared to process your requests in an agile and transparent manner.
Local Service
As a local agency in Puerto Rico, we connect directly with you. We don’t just sell policies—we care about your peace of mind.
Total Security
We offer comprehensive solutions specifically designed for driving conditions in Puerto Rico, ensuring your full protection.
Customer Service
Our assistance network is available at all times, ensuring you always have a helping hand when you need it
Our Customers’ Reviews
“Excellent service. The quick turnaround on the quote exceeded all my expectations.”
-Roberto Méndez
“CLB Insurance is the best option for my car. They are transparent and professional at every step.”
- Elena Rivera
“I was very impressed with the customer service. I received a quote in minutes and great pricing.”
- Carlos Velázquez
Frequently Asked Questions
How much does auto insurance cost in Puerto Rico?
The cost of auto insurance depends on factors such as the type of vehicle, driver history, location, and selected coverage. Contact us for a personalized quote based on your specific situation.
What does auto insurance cover in Puerto Rico?
Auto insurance coverage varies depending on the policy, but it typically includes liability coverage, property damage, and optional coverages such as collision, comprehensive, roadside assistance, and rental reimbursement.
Is auto insurance required in Puerto Rico?
Yes. All vehicles in Puerto Rico are required to have minimum liability insurance coverage.
Additional coverage options can be added for greater protection.
Which auto insurance companies do you work with in Puerto Rico?
We work with leading auto insurance providers in Puerto Rico, including MAPFRE and Universal. We help you compare coverage options, pricing, and benefits to find the best policy
for your needs.
All insurance in one place.
Let us guide you
Complete this form and one of our representatives will contact you to guide you:
W: +1 (787) 361-4416
info@clbinsurance.com
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