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Get a quote for your MCS Direct medical plan here ( 787) 361-4416

Familia feliz al aire libre

Straight
for MCS

MCS Personal Directo offers you affordable coverage so you can take care of your complete health and that of your loved ones.

Table of Co-payments and Coinsurance

Bronze 61

Annual medical deductible $0

Generalist $0

Specialist $12 / $15

Sub-specialist $18 / $20

Hospitalization $200 / $750

Annual drug deductible $75

Generic medications $10

Laboratories 30%

Emergency $100

Preventive dental care $0

Starting at $86.36

Silver 72

Annual medical deductible $0

Generalist $0

Specialist $12 / $15

Sub-specialist $18 / $20

Hospitalization $200 / $750

Annual drug deductible $75

Generic medications $10

Laboratories 30%

Emergency $100

Preventive dental care $0

Starting at $100.53

Silver 71

Annual medical deductible $0


Generalist $0


Specialist $12 / $15


Sub-specialist $18 / $20


Hospitalization $200 / $750


Annual medication deductible $0


Generic medications $5


Laboratories 30%


Emergency $100


Preventive dental care $0

Starting at $106.33

Gold 81

Annual medical deductible $0


Generalist $0


Specialist $10 / $13


Sub-specialist $16/$18


Hospitalization $150 / $650


Annual medication deductible $0


Generic medications $5


Laboratories 25%


Emergency $100


Preventive dental care $0

Starting at $121.80

Dental 300

Rates are based on ages between 0 and 20 years.
Note: These benefits are a summary of the coverage. Any discrepancies will be governed by the provisions of the contract approved by the Office of the Insurance Commissioner of Puerto Rico.

Dental 400

MCS Medical Plans Direct Staff in Puerto Rico

Where there is love, there is health.

MCS
relieves

Integrative and alternative medicine with therapies that can complement your traditional medical treatment.

MCS
balance

This incentive program for the insured's well-being is based on voluntary participation and is included in the basic coverage at no additional cost beyond the premium. To be eligible, the insured must be 18 years of age or older and complete a Health Risk Assessment (HRA) during the policy year at one of our MCS Care Clubs or with their primary care physician. A current HRA is required to access the following benefits:
• Monthly reimbursement for wellness activities
• MCS Pays You
• Home assistance

MCS Corporate Wellbeing

If you or any of your direct dependents are self-employed, you can enjoy the Corporate Wellness program.

MCS Life stands out as a business partner and provides employers and self-employed individuals with tools and training to promote their economic development, facilitating workshops and educational experiences that contribute to the achievement of business goals.

MCS
mediline MD

A telemedicine platform that provides virtual emergency medical care anytime, anywhere. This benefit allows you to have 24/7 consultations with highly qualified primary care physicians practicing in Puerto Rico, via phone, mobile app, tablet, and computer, to treat common health conditions from the comfort and safety of your home.

MCS Personal Directo has plans for you and your family.

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