About Us | CLB Insurance

Authorized Insurance Representative in Puerto Rico
Office of the Commissioner of Insurance of Puerto Rico (OCS) License: 3004194319

Focus: Protection, Education, and Personalized Service

Many people see insurance as a simple obligation or just another purchase. At CLB Insurance, we believe insurance should be a strategic financial protection tool designed to provide peace of mind, stability, and support during life’s most important moments.

As an independent insurance agency, we work with leading insurance carriers in Puerto Rico and the United States, including Triple-S, MCS, First Medical, and MAPFRE, among others. This allows us to compare coverage options, benefits, and costs to help individuals, families, and businesses find solutions tailored to their real needs—not generic policies.

Our approach is not just about selling insurance. Our commitment is to guide, educate, and represent our clients so they can make informed decisions with clarity and confidence.

Our Insurance Services in Puerto Rico

At CLB Insurance, we provide comprehensive protection solutions:

• Health Insurance: Individual, family, and group coverage for small businesses and corporate clients.

• Property & Casualty Insurance: Protection for homes and structures against hurricanes, earthquakes, and other risks in Puerto Rico.

• Commercial & Personal Insurance: General liability, auto, and commercial lines coverage.

• Strategic Consulting: Risk evaluation, coverage analysis, and policy review.

• Claims Support: Guidance and follow-up with insurance carriers in the event of a loss or claim.

• Customer Service: Personalized assistance available year-round.

We work closely with each client to understand their priorities and recommend solutions that truly protect their health, assets, family, and business.

About Christian Lartigaut, President of CLB Insurance

Christian Lartigaut has more than 20 years of experience in the insurance and healthcare industry in Puerto Rico. He is duly licensed by the Office of the Commissioner of Insurance of Puerto Rico (OCS) under license 3000437837.

He holds a Bachelor’s Degree in Finance, a Master’s Degree in Industrial Management, and advanced professional certifications in the healthcare and insurance industry, including MHP (Managed Healthcare Professional), PAHM (Professional Academy for Healthcare Management), and PHIAS (Fellow, Health Insurance Advanced Studies).

Throughout his career, he has held key positions in reputable companies such as Property Insurance, Pan-American Life, and Humana, developing deep expertise in:

• Claims management and resolution

• Customer service leadership

• Financial analysis and underwriting (risk evaluation)

• Leadership and insurance operations in Puerto Rico

This technical and corporate background allows him to understand the insurance process from multiple perspectives. As a result, he helps CLB Insurance clients avoid common policy mistakes, identify stronger coverage options, and receive highly strategic, transparent, and personalized service.

His vision has always been to transform the insurance buying process into an experience built on trust, professional education, and long-term relationships.

Why Clients Choose CLB Insurance

• Advisors, not salespeople: We represent the client’s interests in the marketplace, not a single insurance carrier.

• Complete clarity: We explain insurance in clear, practical, and honest language.

• Competitive options: We evaluate multiple alternatives to ensure the best cost-benefit balance.

• Fast, local response: Personalized service with real understanding of the Puerto Rico market.

• Claims support: Guidance before, during, and after a claim.

Ready to Protect What Matters Most?

Whether you need health insurance for your family, property protection, or business coverage, CLB Insurance is ready to help you.